Health Plan

RE/MAX of New Jersey has entered into an agreement with BMI Association. By joining the BMI Association, you are entitled to receive discount benefits for entertainment, shopping, travel and more. But most importantly, the BMI membership also makes you eligible for enrollment in one of the National Allied Workers Union, Local #831 sponsored, PPO Health Plans. These PPO Plans are offered through an agreement between the Association and Local #831 of the NAW Union, as a benefit for their members. These PPO plans utilize the Cigna PPO network.

For all questions or additional information regarding these benefits and BMI membership, please call 888-349-6052, extension 802 or 803.

Plan NAWU
PREMIUM PPO – 2
(Cigna Network)
NAWU
ADVANTAGE PPO – 3
(Cigna Network)
NAWU
ECONOMY PPO – 4
(Cigna Network)
Plan Anniversary 03/01/16 03/01/16 03/01/16
In-Network
Deductible
$300
PER COVERED PERSON
$1,000
PER COVERED PERSON
$5,000
PER COVERED PERSON
Out-Network
Deductible
PER COVERED PERSON
$1,500
PER COVERED PERSON
$1,500
TWO TIMES PER FAMILY
$5,000
PER COVERED PERSON
Co-Insurance 80%/20% In-after deductible
70%/30% Out-after deductible
80%/20% In-after deductible
60%/40% Out-after deductible
100% In-after deductible
70%/30% Out-after deductible
Out of Pocket
PER COVERED PERSON
$6,000 In Network
$9,000 Out Network
$6,000 In Network
$12,000 Out Network
$5,000 In Network
$6,500 Out Network
Co-Pay $25 Doctor / $40 Specialist $30 Doctor / $50 Specialist $30 Doctor / $50 Specialist
Cap Benefits $2,000,000 Yearly per person $2,000,000 Yearly per person $2,000,000 Yearly per person
Drug Card Rx Co-pay $10/$20/$50
No Max
Rx Co-pay $10/$20/$50
No Max
Rx Co-pay $10/$20/$50
No Max
Dependents 19 - 26 19 - 26 19 - 26
Psychiatric 20 visits annually None None
Hospital Co-Pay $800 In / $1,600 Out $850 Subject to Deductible
ER Co-Pay $200 $300 $200
Website Cigna Website Cigna Website Cigna Website
Enrollment
Requirements
MEMBER MUST BE EMPLOYED. MEMBER MUST RESIDE AND PLAN CAN ONLY BE SOLD IN NY OR NJ. MEMBER MUST BE EMPLOYED. MEMBER MUST RESIDE AND PLAN CAN ONLY BE SOLD IN NY OR NJ. MEMBER MUST BE EMPLOYED. MEMBER MUST RESIDE AND PLAN CAN ONLY BE SOLD IN NY OR NJ.